Welcome to the new era of *easy transfers!*
Experience local money transfers that are instant, secure, and hassle-free.
Instant local transfers within the UAE
Send money to mobile numbers, bank accounts, or even through a QR code. We've got you covered!
Send to any * UAE mobile number*
- Receiver doesn't need to be an existing e& money user.
- Receiver must register within 7 days to access the funds
Send to any *UAE Bank account*
- Enter the bank account & beneficiary details
- Enter the amount and you're all set!
Send through *QR code*
- Scan e& money QR code for transfers
- Share your QR code to receive money
Hassle-free payments for your *domestic helpers*
Simplify your life and avoid the trip to the ATM by paying your domestic helpers directly through e& money.
1. Click ‘Send Money’ option from browse services in homepage or go to Services menu from footer to reach Send Money option.
2. Click ‘To bank account’.
3. Enter receiver account details:
a. Make sure you are entering 26-digit IBAN number.
b. Enter account holder first name and last name exactly as written in bank records.
4. Enter the amount that you would like to send.
5. Confirm the transaction.
Most transfers are credited within 10 minutes if the receiver bank is Dubai Commercial Bank, Al Fardan Exchange, Emirates NBD, Finance House, First Abu Dhabi Bank, Habib Bank AG Zurich, Mashreq Bank, and National Bank of Fujairah. For other banks, transfers made before 6 PM are generally credited the same day or the next working day.
Yes, 2 AED + VAT is charged for each transaction.
You can send money up to your remaining monthly top-up limit. The total fund-out limit (including all money transfer and payment transactions) is AED 25,000.
Most money transfers to UAE bank accounts are credited within the same day. There might be a delay if you initiated the transfer after banking working hours. If 2 working days have passed since the fund-out transaction was initiated, your transaction might be on hold, and you will need to contact customer care and provide yours and the beneficiary's Emirates ID or passport copy to release the transaction. If you cannot provide the required documents, the amount will be refunded to your e& money account within 5 working days.
It means that the transfer was successfully initiated by e& money, and the request has been sent to the bank. The processing time for the transfer varies from bank to bank, mostly credited within the same day or at most the next working day.
1. Click ‘Send Money’ option from browse services in homepage or go to Services menu from footer to reach Send Money option.
2. Click ‘To mobile number’.
3. Allow access to contact list to easily select receiver’s mobile number, or enter the phone number manually.
4. After selecting receiver, enter the amount and confirm.
It is an instant transfer. If the receiver already has an e& money account and completed registration, the money will be credited immediately. If the receiver doesn’t have an e& money account or has not completed registration, the money will be credited immediately after they complete their registration.
No, it is completely free.
You can send money up to your remaining monthly top-up limit. The total fund-out limit (including all money transfer and payment transactions) is AED 25,000.
No, it is not required. You can send money to the receiver who doesn’t have an e& money account or request money from a person who doesn’t have an e& money account.
If the recipient does not register within 7 days, the funds are automatically refunded to your account.
You need to have a complete registered profile.
If your Emirates ID expired more than 90 days ago, you are not allowed to send money to either bank accounts or e& money accounts. You need to transfer within 90 days of Emirates ID expiry.
If your Emirates ID has expired and you haven’t updated it for over 90 days, you cannot make transfers. Contact customer care for assistance.