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e& money is the only financial super app you'll ever need!

We aim to revolutionise your digital experience through our innovative financial super app marketplace. You will be able to access a series of financial services such as international money transfers, local transfers, merchant payments, bill payments, gifting, and much more, all in the same application.

Digital Financial Services LLC (“e& money”)” is licensed and regulated by the UAE Central Bank to offer stored value facilities and retail payment services.

By registering e& money mobile application, you get instant access to a wallet account and a prepaid card the moment you register—all without any fees and no minimum balance required.

With the e& money app, you can:

1.       Add money to your e& money wallet using various methods, including direct bank transfers, debit/credit cards, Apple Pay, or through physically through Payment Machines and agents.

2.       Send money abroad to over 200 countries either to a bank account, mobile wallet or even as cash pickup.

3.       Send money locally to a mobile number or a bank account.

4.       Manage all your bills and top up services like, mobile postpaid bills and recharge, home utilities and vehicles and transport related payments.

5.       Purchase gift vouchers for yourself or for someone else.

6.       Support your favourite charities.

7.       Distribute money while playing a game and surprise your beloved ones!

With your e& money card, you can:

1.       Earn 1% cashback on all card transactions!

2.       Spend anywhere in the UAE and/or globally.

3.       Integrate seamlessly with Apple Wallet, Google Pay, and Samsung Wallet.

Your e& money card works like magic across all online/offline platforms that accept Mastercard globally.

Joining e& money is very easy:

1. Download the app from: AppStore, Google PlayApp Gallery

2. Enter your mobile number

3. Enter the OTP sent to your mobile number

4. Scan the front and back side of your Emirates ID

5. Take a selfie so we can verify it’s you!

6. Complete a short registration form for additional information

7. Set your e& money PIN.

8. Khalas! You’re all set!

e& money has a highly secure backend platform that has bank-grade security and is verified and licensed by the Central Bank of the UAE. Access to e& money is via your phone and requires a match between your mobile number and your phone. Any change between the two will require a reactivation of the account before any transaction can be completed.
In addition, e& money requires authentication at every level of the transaction. At registration, you will need to set a PIN to protect your account, following which you can also set up biometric authentication via fingerprint scan and/or even face ID.

To join, you need to:

  • Be a UAE resident over 16 years of age.
  • Have a valid Emirates ID.
  • Own a UAE mobile number.

You check all these boxes? Then get ready to experience financial freedom in under a minute!

You can download the e& money app on any iOS or Android device from the AppStore, Google PlayApp Gallery by searching e& money.

Make sure your device runs on iOS 14.0+ or Android 7.1+.

Please go your device settings and check your device operating system version. If it is lower than supported version, kindly upgrade operating system first and then try to download e& money application. 

Please be informed that for Apple device, operation system iOS 14 or later is supported and for the devices having Android operating system, 7.1(Android Nougat) or late is supported.

Absolutely! You can log in from any device. However, you’ll need to verify each new device with an OTP sent to your registered mobile number for security reasons.

To continue enjoying e& money without interruption, ensure you can receive OTPs on the number linked to your account. If your SIM changes, update your contact details in the app following a simple verification process.

Yes, e& money is your global financial partner, accessible anywhere you go.

You can update your mobile number anytime through the app.

If you have access to your old number, simply follow below steps:

1. Login to the e& money app with your previous phone number

2. Click profile icon in the right corner of your homepage

3. Click manage button under profile picture

4. Click Update button in mobile number field

5. Enter your new mobile number

6. Enter the OTP sent to your new mobile number

7. After OTP verification, you’re all done! You have successfully updated your mobile number.

If you don't have access to your previous number, please send email to from your registered e-mail address with your Emirates ID frond and back side copy.

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